Credit Survey

Just answer the ten questions below, and our Credit Survey will estimate your credit risk. Scores will range from 1 to 5 stars, on the following scale:

When did you get your first credit card or bank loan? More than 10 years Within the past 5-10 years Within the past 1-5 years Within the past year Don't have any yet When did you get your most recent credit card or bank loan? More than 10 years Within the past 5-10 years Within the past 1-5 years Within the past year Don't have any yet In the past 6 months, how many credit cards or loans have you applied for? None 1 2-3 4 or more How much of the credit limits on your credit cards do you carry as a balance? Less than 50% Between 50-75% Between 75-100% 100% ("maxed out") Don't have a credit card In the past 2 years, how many times have you paid 1 month late? None 1-2 3-5 More than 5 In the past 2 years, how many times have you paid 2 months late? None 1-2 3-5 More than 5 In the past 2 years, how many times have you paid 3 months late? None 1-2 3-5 More than 5 In the past 2 years, how many monetary judgments and/or tax liens have been filed against you? None 1-2 3-5 More than 5 In the past 2 years, how many of your accounts have been sent to collections? None 1-2 3-5 More than 5 Have you filed for bankruptcy? Never More than 10 years ago 3-10 years ago Within the past 3 years

The Credit Survey is intended as an educational resource to help you help you estimate your credit risk. The results are based solely on the information you provide and does not include or predict the actual information contained in your credit report.

Credit grantors employ their own methods and standards to make lending decisions and the type of credit risk used and risk-level categories may vary from lender to lender. The estimated score range provided here does not guarantee credit approval or rejection by any financial institution.