Check Your Credit For Identity Theft
As your post-holiday, credit card statements arrive in the mail, you´re probably
thinking about what you spent. But have you thought about how much of your
personal and financial information was exposed? Sounds like the perfect time to
check your Credit Report!
Let 2011 be the year you know where your credit stands. Knowing what´s on your
credit can help you achieve your financial goals sooner. Upgrade to your 3
Credit Reports today and get your
Credit Scores Free!
In the past you had to be careful of the carbons when they “swiped” your credit
card. Today credit thieves have a whole new high tech and low tech bag of
tricks. The only way to make sure you´re safe is to take precautions and
regularly check your credit report for inaccuracies, you know, the key changes
on your report that could either indicate identity theft or a reporting error.
The way you handle your credit has an impact on your Credit Score. If you sit on
the sidelines your Credit Score may never develop the credit worthiness that
you´ll want someday when planning a major purchase, looking to rent an
apartment or trying to get a new job. But by being out there, you increase your
risk. Today´s identity thieves have been so bold as to install devices within
stores that duplicate your credit card information when you use your card, and
then use that information to steal your funds.
Get online to check your credit card and bank statements. Review your purchases.
See something that doesn´t match? With credit cards you can call their customer
support number and challenge your charges. You may even be able to find
inaccuracies before they turn up on your Credit Report and potentially affect
your Credit Score. If your credit card company extends warranties on your
purchases, you will also want to take note of where, when and what you
purchased - to make it easier if you should need to take advantage of this
But the best credit monitoring is you regularly checking your Credit Report.
Look for new entries, such as a new credit account that you did not authorize.
Look for address changes. Take advantage of everything your membership has to
offer - from Score Tracker (which follows and plots your Credit Score from
month to month and informs you of the factors that help and hinder your score)
to helpful articles that may help you understand and manage your Credit and
Staying on top of your credit is easy when you can see all 3 of your national
Credit Reports. Upgrade to your 3 Credit Reports today and get your
Credit Scores Free!