What Effect Can Multiple Inquiries Have For My Credit?

When you seek out new credit, a credit inquiry gets added to your credit report each time. If you’ve heard the term inquiries before, you might think that they’re all created equal, but the truth is, there’s more to inquiries than can initially meet the eye. For instance, when you check your own credit, that […]

  • Jul 20, 2016

Planning Smart for Tax Success

There’s almost nothing more certain in life than paying your taxes. Well, maybe one thing. You pay the tax man for all the income that you earn, excepting deductions or other legal tax exemptions. Tax time shouldn’t trigger a frenzy for you: preparing for your tax prep is an all-year activity that means building a […]

  • Mar 16, 2016

Credit Card Payoff Calculator

Because interest rates tend to be considerably higher for credit cards than the secured debt associated with car and home loans, you’ll likely want to pay off credit card debt first. Compiling the necessary monthly payments to make that happen can help you fine tune your budgeting. Use our Credit Card Payoff Calculator to help […]

  • Mar 10, 2016

How Can Credit Affect Your Relationships?

The advent of Valentine’s Day means more than just a time to celebrate love (and boxed chocolates), it’s also a time to think about the ways that relationships affect all the parts of your life – including your financial life. Every year, there are stories on the costs of being in a relationship. But, rather […]

  • Feb 10, 2016

Starting to Use Credit: Where Do I Begin?

If you’re not already an established credit user, it can seem like an elite club the bouncer just won’t let you into. So many of life’s biggest purchases – like a home or a new car – take credit in your pocket to become a reality. But how can you jump the line and cross […]

  • Jan 20, 2016

How Long Does Negative Information Stay on My Credit Report?

A credit report is like a financial résumé. It contains information about how you’ve managed your financial obligations, like paying your bills on time and maintaining low balances. It also shows areas where you might need a little improvement. All this information is used to determine your creditworthiness, and it’s the areas for improvement that […]

  • Dec 22, 2015

Savings Calculator

Do you want to buy a house? Pay cash for a car or the dream of a lifetime? Ensure your retirement is secure? Whatever you’re saving for, it can be difficult to know how much you need to set aside every month to achieve your goal. Our Savings Calculator can help you estimate how much […]

  • Dec 10, 2015

What Do Employers See When They Check Your Credit Report?

You’ve made it past the phone interview and two in-person meetings with your potential supervisor and the hiring manager. You might think to yourself, “I nailed it! This job is mine.” Then you find out the company wants to screen your credit report before extending you an employment offer. Joy can quickly turn to panic […]

  • Nov 13, 2015