For many first-time business owners, it’s sheer force of habit that leads them to reach into a collection of credit cards to finance their big idea. Newspaper stories abound on the subject: the low-cost independent film that was only produced because the director/screenwriter/actor maxed out his credit cards and the garage-based inventor who sold his […]
Are you in the process of trying to establish credit? It can feel overwhelming if you don’t have a plan for how to get started.
Under the Credit Card Accountability, Responsibility and Disclosure Act (CARD), there are several measures intended to protect American consumers from the aggressive practices sometimes used by credit card companies. The CARD Act led to changes in how your credit card company could adjust interest rates on existing balances and regulated how credit card companies communicated those changes […]
Credit card fraudsters can seek to access your information in different ways, depending on whether they’re attempting either on- or offline.
Credit card companies have options available to them when they send you a preapproved offer. Learn the ways their approaches can differ.
Making minimum payments can impact your credit score.
You don’t need to carry a balance on your credit cards to improve your credit score.
A savings account can offer you unlimited ATM access, but debit card transactions that are linked to your savings account can be limited.
If you’re past due on accounts to other government agencies, the IRS can choose to use your refund to pay those debts instead.
Understand how faulty cards from your past can live on to haunt your future.
Want to learn how to earn all those bonus points with a rewards credit card? We cover how!
When a credit card collection company comes after you, you have a few options including paying, settling or fighting them.
Discover three reasons why your credit card settlement might remain on your credit report longer than you expected.
Learn how higher credit card limits can have mixed effects when applying for a mortgage.
Since you don’t borrow money when you use a debit card, they don’t help establish your credit.
Discover the factors that determine a person’s eligibility to be listed on a shared credit card account.
Discover ways for better understanding how closed credit cards may affect your credit score.
Discover why merchants sometimes charge your credit card for a nominal charge and when it should be time to worry about those transactions.
Learn the importance regularly checking your credit card statements and credit reports, especially in light of Target’s Data Breach.
Understand how getting denied for a credit card impacts your credit scores. It’s not as bad as you think.