Credit Reports & Scores

Collection Inquiries and Credit Scores

Inquiries fall into one of two types, which can impact your credit score differently. Learn more about credit scores and how they can change.

  • Dec 23, 2014

Build Your Credit While Waiting for the Right Time to Buy

There are a number of reasons why you might be waiting for the right time to buy your first home. But if it’s because you don’t have enough information to create a credit score yet, and you’re currently renting, there may be good news. A new study conducted by Experian RentBureau shows that, for some […]

  • Sep 10, 2014

Can On-Time Payments Help My Credit Score?

Your credit scores are a complex interaction of many different variables. Payment history is often an important factor in calculating credit score. While certain actions may help you help your scores, none of them exists as a singular cause. Credit Score Composition Creditors use your credit score to help estimate the amount of risk you […]

  • Aug 19, 2014

Can You Buy A Car Without Credit?

For most people, purchasing a car is one of the most common life events where credit is used. It can help make a broader range of vehicles available and may provide favorable financing options to those can’t afford to buy a car in cash. But what if you don’t have an established credit history or […]

  • Aug 15, 2014

Can Multiple Inquiries Hurt My Credit?

Learn how multiple inquiries can affect your credit and score and the difference between “hard” and “soft” inquiries and their impact on your credit.

  • Jul 17, 2014