Managing Credit

Can Disputing a Charge Change My Credit Scores?

When a charge you don’t recognize appears on your credit card statement, do you know what to do to dispute it? If a company continues to bill you for merchandise you returned, what can you do? And, what do you do if disputing a charge might change your credit scores? Your credit scores shouldn´t fall […]

  • Feb 02, 2015

Collection Inquiries and Credit Scores

Inquiries fall into one of two types, which can impact your credit score differently. Learn more about credit scores and how they can change.

  • Dec 23, 2014

Recovering From Identity Theft

Recovering from identity theft depends on identifying the crime, repairing the damage, and monitoring your credit in the future.

  • Aug 25, 2014

Can You Buy A Car Without Credit?

For most people, purchasing a car is one of the most common life events where credit is used. It can help make a broader range of vehicles available and may provide favorable financing options to those can’t afford to buy a car in cash. But what if you don’t have an established credit history or […]

  • Aug 15, 2014

Can Multiple Inquiries Hurt My Credit?

Learn how multiple inquiries can affect your credit and score and the difference between “hard” and “soft” inquiries and their impact on your credit.

  • Jul 17, 2014

How To Organize A Financial Plan

A well-designed financial plan is the foundation of establishing strong credit habits and saving for the future.

  • Nov 05, 2013

How To Achieve Positive Credit Habits

There is no quick and easy way to see your financial situation improve, but there are steps you can take to help change your credit behavior.

  • Sep 16, 2013

How Good Credit Can Reduce Rental Costs

Learn how attaining a good credit standing might help you move into your dream home, whether it’s a single-family house, townhouse, condo or apartment.

  • Sep 09, 2013

3 Common Credit Mistakes To Avoid

Slip-ups may not seem like a big deal, but these three common credit mistakes could cost you your credit score – and your savings account.

  • Jul 30, 2013