Take the first step
toward knowing your credit!
Try one of these great offers to find out how your credit looks.
The Score Planner is available to both members and non-members
Free Credit Report Delivered in 2 Days
- May take up to 2 days to see your Report
- Credit Score not included in this offer
- No membership required
Get Your Instant Credit Report & Score for $1
- See your Credit Report & Score instantly
- Find out which factors affect your Score
- Be alerted when your Score goes up or down
Source: Experian PLUS Score Model
Take the first step toward staying on top of your credit!
Getting your Credit Report & Credit Score is the first step in knowing your credit. Monitoring your credit report allows you to stay on top of your credit on a daily basis.
Try it RISK-FREE for 7 days!
- Unlimited access to your Experian Credit Report so you can review it any time you want
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- A Monthly Statement with your Credit Score, Alerts digest, and a summary of the key financial information that lenders use to rate you
- Our $50,000 Guarantee* and around-the-clock access to a Fraud Resolution Specialist in case your identity is stolen
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* Due to New York state law restrictions, the freecreditreport.com Guarantee cannot be offered to residents of New York.
More on Credit Score.
DID YOU KNOW that three little numbers (your credit score) could end up saving you hundreds, or even thousands, of dollars? Lenders use credit scores to help them determine the "credit worthiness" of consumers applying for credit cards, lines of credit, or loans. The applicant's credit rating will probably be used for figuring out whether he or she qualifies for credit, and if so, what terms and interest rates he or she will receive.
Credit scores are calculated based on data in your credit reports and, as fluid numbers, change over time, sometimes on a daily basis! That's why it's so important to stay on top of your credit for changes that could potentially affect your scores. Other than pulling your credit on a daily basis, credit monitoring is the best way to know what's happening in your credit.
freecreditreport.com Credit Monitoring lets you do both - it monitors your Experian Credit Report for key changes and alerts you if any are found, plus you can pull your report and check your score every day as a paid member!